Privacy Policy

The Company IQGP Ltd; registered in Cyprus with its registered address at Dimostheni Severi 12, 6th Floor, Office 601, Nicosia, 1080, Cyprus and Company Registration number HE 435932, (hereinafter the "Company") provides the following information on the processing of the browsing data and on the cookies of the website https://www.payorc.net (hereinafter also referred to as the "Website").

The following notice refers to the Website and not to other websites of third parties that may be consulted by the user through a link. This Policy shall be read in addition to the Cookie Policy, available at the following link to which we refer for any other information on the policy adopted by the Company for the management of the Website.

The data controller is IQGP Ltd, a company registered in Cyprus with its registered address at Dimostheni Severi 12, 6th Floor, Office 601, Nicosia, 1080, Cyprus and Company Registration number HE 435932.

You can contact the data controller at the following email address:

The legal basis for processing your personal data is:

• Consent: When you provide your consent for the processing of your personal data for specific purposes, such as marketing communications or the use of cookies.
• Performance of a contract: When the processing is necessary for the performance of a contract to which you are a party or in order to take steps at your request prior to entering into a contract.
• Legitimate interest: When the processing is necessary for the purposes of the legitimate interests pursued by the Company or by a third party, except where such interests are overridden by your interests or fundamental rights and freedoms.
• Legal obligation: When the processing is necessary for compliance with a legal obligation to which the Company is subject.

We will retain your personal data only for as long as necessary to fulfill the purposes for which it was collected, including for the purposes of satisfying any legal, accounting, or reporting requirements.

To determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorized use or disclosure of your personal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal requirements.

In some circumstances, we may anonymize your personal data so that it can no longer be associated with you, in which case we may use such information without further notice to you.

We may share your personal data with the following categories of third parties:

• Service providers: We may share your personal data with third-party service providers who perform services on our behalf, such as hosting, data analysis, payment processing, and customer service.
• Legal requirements: We may disclose your personal data if required to do so by law or in response to valid requests by public authorities.
• Business transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your personal data may be transferred as part of that transaction.
• Protection of rights: We may disclose your personal data to protect our rights, property, or safety, or that of our users or others.

We require all third parties to respect the security of your personal data and to treat it in accordance with the law. We do not allow our third-party service providers to use your personal data for their own purposes and only permit them to process your personal data for specified purposes and in accordance with our instructions.

We collect the following categories of personal data:

• Direct interactions: such as when you complete our Company's website form in order to submit your request for contracting the services or when you contact our Customer Service Team by means of the website's Contact Form.
• Automated technologies: we may automatically collect information like your IP address, the sections you consult on our website, or the time that you remain on our website by using cookies, whether our own or from third parties. You can consult our Cookie Policy to obtain more information about the cookies of our website, their purposes, and other information of interest.

The personal data we collect may include:

• Identity data (such as name, email address, phone number)
• Technical data (such as IP address, browser type, operating system)
• Usage data (such as how you use our website and services)
• Marketing and communications data (such as your preferences in receiving marketing from us)

Under certain circumstances, you have the following rights regarding your personal data:

• Right of access: You have the right to request access to your personal data and to receive a copy of the personal data we hold about you.
• Right of rectification: You have the right to request that we correct any inaccurate or incomplete personal data we hold about you.
• Right of erasure: You have the right to request that we delete your personal data in certain circumstances.
• Right to restrict processing: You have the right to request that we restrict the processing of your personal data in certain circumstances.
• Right to data portability: You have the right to receive your personal data in a structured, commonly used, machine-readable format and to transmit that data to another controller.
• Right to object: You have the right to object to the processing of your personal data in certain circumstances.
• Right to withdraw consent: Where we rely on your consent to process your personal data, you have the right to withdraw that consent at any time.

To exercise any of these rights, please contact us using the contact information provided below. We will respond to your request within one month of receipt, unless the request is complex or we receive multiple requests, in which case we may extend this period by a further two months.

We have implemented appropriate technical and organizational measures to protect your personal data against accidental or unlawful destruction, loss, alteration, unauthorized disclosure, or access. These measures include:

• Encryption of personal data during transmission and storage
• Regular security assessments and updates
• Access controls and authentication procedures
• Employee training on data protection and security
• Incident response procedures

However, no method of transmission over the internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal data, we cannot guarantee its absolute security.

Your personal data may be transferred to and processed in countries other than the country in which you are resident. These countries may have data protection laws that are different from the laws of your country.

When we transfer your personal data to other countries, we will ensure that appropriate safeguards are in place to protect your personal data in accordance with applicable data protection laws. These safeguards may include:

• Standard contractual clauses approved by the European Commission
• Adequacy decisions by the European Commission
• Other appropriate safeguards as required by applicable law

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes to this Privacy Policy by posting the updated policy on our website and updating the "Last updated" date at the top of this policy.

We encourage you to review this Privacy Policy periodically to stay informed about how we collect, use, and protect your personal data.